Fast Business Funding Tailored to Your Needs
Every business situation is different. From unsecured business funding to business loan alternatives, these are a few small business financing options we offer. We’ll meet with you one-on-one to find the perfect one for you.
Merchant Cash Advance
An upfront lump sum in exchange for a portion of your future sales. Cost is a fixed factor rate, and repayment is made through daily or weekly deductions from deposits. Also known as a business cash advance.
Who’s it for? Owners who need cash fast, but have limited collateral or weak credit.
What are the pros? Speed and flexibility: funding can be fast,less documentation is required, and payments can flex with sales.
Business Lines of Credit
A revolving credit facility you draw from as needed up to a limit; you only pay on what you use.
Who’s it for? Businesses with ongoing, seasonal, or unpredictable cash needs (inventory, payroll gaps, small projects).
What are the pros? Control and reuse: take only what you need when you need it.
Invoice Factoring
You receive an advance on outstanding invoices, typically 70-90%. The remainder (minus fees) is paid when your customer pays.
Who’s it for? B2B companies with slow‑paying customers and reliable receivables.
What are the pros? Turn invoices into working capital without waiting 30–90 days.
Equipment Financing
Financing tied to the equipment being purchased, often secured by the asset itself.
Who’s it for? Businesses that need vehicles, machinery, or gear to expand capacity.
What are the pros? Acquire critical equipment now while preserving cash on hand.
SBA Programs
Government‑backed, working capital loans with competitive terms, subject to eligibility and documentation.
Who’s it for? Established businesses that can support a fuller underwriting process and want longer terms and lower costs.
What are the pros? Potentially lower total cost and longer repayment horizons.
Not sure which you need?
Reach out—we’ll recommend a plan.
