We Fund Merchants

Business financing made easy

From cash crunches to growth moments, when you need a financial lifeline we know you need it fast. We’re by your side for every step building tailor-made financial plans and finding working capital you need to help your business thrive.

What sets us apart:

One-on-one guidance

Our experts build your perfect plan so not a penny gets wasted.

Clear pricing

See how much you’ll owe on day one — no interest accruing math needed.

As much (or as little) as you need

Between $5,000 to $5,000,000 — right to your account.

All credit accepted

We get it, things happen. We have bad credit business financing available.

Fast business funding

Time is money. We work to get you yours within 48 hours.

The process

Just answer a few quick questions and we’ll do our best to help you. No hard credit pulls, no problem.

See If You Qualify

Merchants we’ve funded

My experience with WFM was excellent. Their team was professional, highly responsive, and made the entire funding process smooth and hassle-free. They truly care about helping businesses grow and go the extra mile to match you with the best financing options. I’d strongly recommend them to anyone seeking a reliable and supportive funding partner.

Scott M.

Owner of a flower boutique

Five stars without hesitation! I was nervous about online lenders, but WFM felt trustworthy from the start. My rep explained all the options clearly, no pressure, no rush. The funding helped me stock up before the holidays – and we doubled sales that season. It felt personal, not corporate. That’s rare these days.

Samantha K.

Children’s clothing boutique owner, Charleston, SC

I’ve worked with a few different funding companies before, but WFM has been the best so far. Super quick responses, really clean platform, and everything was explained clearly. When one of my clients delayed payment, they even helped me adjust my plan without any penalties. That kind of flexibility is rare. 100% would recommend them to any small business owner.

Brian P.

Digital marketing agency founder, Seattle, WA

I’m not the type to leave reviews, but these guys really earned it. My shop hit a slow month right when I needed to buy new lifts. WFM approved me the same day and I had the money in my account by the next morning. No tricks, no weird fine print. My rep even called to make sure everything went through. That kind of service is hard to find these days. Definitely keeping them in mind for next time.

Jake H.

Auto shop owner, Phoenix, AZ

Straight up, WFM saved me. My smoker broke two days before a big event and my bank said “maybe next week.” WFM got it done overnight. Funds hit my account the next morning, no extra nonsense. The whole thing was fast, easy and handled by real people who actually get what small business life is like. Couldn’t be happier.